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Jeff Calixte (MC Yow-Z)

Jeff Calixte (MC Yow-Z)

Canada
Jeff Calixte (MC Yow-Z) is a Canadian labour researcher and founder of BetterPayJobs.ca & CanadaPaymentDates.ca. He simplifies government benefit data and hiring trends for newcomers and workers.
26
Jan
A comprehensive Canadian tax rate chart displayed on a modern tablet, surrounded by a calculator, a Canadian passport, and a coffee mug on a clean office desk.

2026 Canadian Tax Brackets: Federal & Provincial Rates (All Provinces)

Don't let tax season catch you off guard. Discover the official 2026 federal and provincial tax brackets for all 10 provinces and 3 territories, featuring the new 14% lowest federal rate and the "Real Take-Home" tables to calculate your true paycheck.
5 min read
26
Jan
A close-up of a car's digital odometer showing 5,001 kilometers, next to a calculator displaying a 73 cents calculation and a Ontario driver's handbook.

CRA Mileage Rates 2026: How much can I claim for my car in Ontario?

Is your employer paying you enough? Discover the official 2026 CRA mileage rates, the new 73-cent "Reasonable Allowance" rule, and how to claim the simplified vehicle deduction to lower your tax bill by $5,000+.
6 min read
26
Jan
An Uber driver's dashboard in a Canadian city during winter, showing a smartphone with the Uber Driver app open, an insulated SkipTheDishes bag on the passenger seat,

2026 Uber and SkipTheDishes Tax Guide: Every Deduction You Can Claim

Driving for Uber or Skip in 2026? Don't let the CRA take your hard-earned tips. Discover the ultimate guide to gig-worker tax deductions, from the "Hidden Phone Hack" to the 2026 mileage rules that save you thousands.
9 min read
26
Jan
CRA Netfile Access Code 2026: How to Find it Without Calling the CRA

CRA Netfile Access Code 2026: How to Find it Without Calling the CRA

Missing your 8-digit Netfile Access Code? Don't wait on hold for hours. Discover the 2026 "No-Call" retrieval hacks, where to find it in your CRA My Account, and the secret reason why you might not even need it to file today.
6 min read
26
Jan
A frustrated taxpayer looking at a laptop screen displaying Error Code ERR.010 Your account is locked, with a smartphone nearby ready to use the 2026 multi-factor authentication backup grid.

My CRA Account Locked? How to Reset Your 2026 CRA Login Fast

Locked out of your CRA My Account after too many attempts? Don't spend 4 hours on hold. Discover the 2026 "Self-Serve" recovery hack, how to fix ERR.010 and ERR.021, and the secret to bypassing the lockout using your bank.
5 min read
26
Jan
An international student sitting in a university library with a laptop open to a tax filing software, holding a Canadian passport and a study permit

How to File a Nil Tax Return for International Students in Canada 2026

Are you an international student with $0 income? You are leaving $1,000+ on the table. Learn the exact 2026 "Nil Return" strategy to unlock your GST/HST credits, Carbon Rebates, and tuition carry-forwards without paying an accountant.
6 min read
25
Jan
A split screen showing a Status Assessed notification on the CRA My Account mobile app and a smartphone screen with a banking app showing a $0 balance, with a calendar in the background.

CRA Refund Status "Assessed" but No Money: What to Do Next in 2026

Is your CRA My Account showing "Assessed" but your bank balance is still $0? Discover the 2026 "3-Day Rule," bank deposit times for TD, RBC, and BMO, and the 5 hidden reasons the CRA is holding your cash.
6 min read
24
Jan
A comprehensive digital checklist on a tablet screen titled Canada Survival Guide, surrounded by Canadian $50 and $100 bills, with a focus on links to the Canadian online government help

The Ultimate Canadian Survival Checklist 2026: 100+ Links to Free Money

Stop leaving money on the table. Access our 2026 master directory of 100+ guides, payment schedules, and hidden grants that put cash back in the pockets of Canadian families, seniors, and newcomers.
7 min read
24
Jan
A close-up of a thermostat displaying a low temperature next to a Final Notice utility bill, with a warm pair of knitted gloves and a smartphone showing the LEAP grant application page.

The Warm Neighbor Programs 2026: How to Get Help with Heating Bills in Winter

Freezing in your own home? Don't let the utility company pull the plug. Discover the 2026 "Warm Neighbor" grants, LEAP funding, and charitable programs that pay your gas and hydro bills when you have $0.
7 min read
24
Jan
A frustrated Canadian customer pointing at a confusing Rogers bill on a tablet, with the official CCTS (Commission for Complaints for Telecom-television Services) logo on a nearby laptop

How to File a Consumer Complaint (CCTS) against Bell/Rogers

Tired of Bell or Rogers overbilling you? Learn how to use the CCTS to force a refund, cancel "hidden" fees, and fix your credit score for free. Revenge is a dish best served with a case number.
6 min read