Jeff Calixte (MC Yow-Z)

Jeff Calixte (MC Yow-Z)

Canada
Jeff Calixte (MC Yow-Z) is a Canadian labour researcher and founder of BetterPayJobs.ca & CanadaPaymentDates.ca. He simplifies government benefit data and hiring trends for newcomers and workers.
18
Jan
Comparison of OTB and CCB payments on a bank app in Ontario.

OTB vs. CCB: Are They the Same? (Ontario Trillium Benefit Explained)

Confused about the OTB and CCB? While both arrive as tax-free deposits, they serve very different purposes. We break down the 2026 payment dates, income rules, and why Ontario parents need to track both to maximize their household budget.
7 min read
17
Jan
Alberta Child and Family Benefit (ACFB) 2026 payment guide for families.

Alberta Child Benefit Calculator 2026: Max Payments and Income Thresholds

Understand your Alberta Child and Family Benefit (ACFB) for 2026. This guide breaks down the maximum payments for the base and working components, income thresholds, and the 2026 quarterly deposit schedule so you know exactly how much to expect.
12 min read
17
Jan
Emergency rent bank assistance for eviction prevention in Canada.

Emergency Rent Bank Programs Canada 2026: National List

Facing eviction or behind on utilities? Emergency rent banks across Canada provide interest-free loans and grants to keep you housed. Discover the 2026 national directory of programs, eligibility rules, and how to access the recent $2.6 million funding increase in major cities.
9 min read
17
Jan
Canadian student with a disability using assistive technology and grants.

The Disability Supplement for Students: Hidden Grants for 2026

Heading to college or university with a disability? You could be eligible for over $4,000 in non-repayable annual grants. Learn how to access the Canada Student Grant for Students with Disabilities and the $20,000 equipment fund for 2026.
4 min read
17
Jan
Why Was My Disability Tax Credit (DTC) Application Denied? (The Reconsideration Process)

CRA DTC Denied? 2026 Reconsideration Guide)

If your Disability Tax Credit (DTC) was denied, don't panic. Rejection is often a paperwork error, not a medical one. Learn how to use the CRA Reconsideration process to submit new evidence, fix doctor errors, and turn a 'No' into an approval without filing a formal legal objection.
8 min read
08
Jan
How to Get a Canadian Credit Card with a Work Permit (The Fastest Way)

How to Get a Canadian Credit Card with a Work Permit (The Fastest Way)

Landing in Canada with a work permit but zero credit history? You don't need to wait months to get a credit card. Learn the "Newcomer Banking" strategy to secure an unsecured card in your first week, leverage foreign credit history, and bypass the security deposit trap.
8 min read
08
Jan
Canada Child Benefit (CCB) payment amounts and table for 2025-2026.

How Much CCB Will I Get? (2026-2027) Calculator & Payment Table

Estimate your monthly child tax with our Live 2026-2027 CCB Calculator. Get exact payment amounts based on the latest CRA inflation adjustments and see your new totals before the July recalculation. Stop guessing and get your personal CCB breakdown today.
13 min read
08
Jan
Newcomers filing their first Canadian tax return in to get benefits back-pay.

Newcomer Guide to Filing Your First Tax Return in Canada (Get Benefits Back-Pay)

Filing your first Canadian tax return is more than just a legal requirement—it’s how you unlock thousands of dollars in "back-pay" benefits. Learn the 2026 deadlines, the forms you need as a newcomer, and how to claim missed GST and Carbon Rebate payments.
9 min read
07
Jan
Disability Tax Credit (DTC) rejection letter and T2201 appeal preparation.

Disability Tax Credit (DTC) Application: How to Fix Common Rejection Errors

Receiving a rejection letter from the Canada Revenue Agency (CRA) is a soul-crushing experience, especially when you are already dealing
10 min read
07
Jan
Canada Carbon Rebate program closure update and lower gas prices.

Canada Carbon Rebate 2026: Why the Payments Stopped (Final Retroactive Dates)

The official 2026 update on the Canada Carbon Rebate (CCR). As of April 2025, the federal carbon tax was eliminated, ending the regular rebate schedule.1 Learn how to claim retroactive payments if you missed your 2024-2025 cheques.
9 min read