Jeff Calixte (MC Yow-Z)

Jeff Calixte (MC Yow-Z)

Canada
Jeff Calixte (MC Yow-Z) is a Canadian labour researcher and founder of BetterPayJobs.ca & CanadaPaymentDates.ca. He simplifies government benefit data and hiring trends for newcomers and workers.
07
Jan
Canadian senior checking GIS income limits and payment dates

The GIS Guide: How to Get the Maximum Guaranteed Income Supplement in 2026

The 2026 guide to the Guaranteed Income Supplement (GIS). Learn the new income thresholds for singles and couples, how to qualify for the maximum $1,108 monthly payment, and why your GIS might be "suspended" if you miss a tax deadline.
5 min read
07
Jan
Canadian seniors comparing CPP vs OAS pension benefits on a tablet.

Retirement Payment Comparison 2026: CPP vs. OAS & Calculator

Understanding the difference between CPP and OAS is essential for retirement. We break down the 2026 payment amounts, eligibility rules, and tax implications so you know exactly how much to expect from each.
15 min read
07
Jan
A realistic, emotional photo of a mother sitting at a kitchen table, looking at her laptop with a confused and worried expression. On the screen,

Why Did My CCB Payment Go Down? (5 Common Reasons Explained)

If your Canada Child Benefit (CCB) payment was lower this month, you aren't alone. From the "July Recalculation" to the "Age 6 Cliff," we explain the 5 most common reasons your child tax was reduced and how to fix it with the CRA.
15 min read
07
Jan
Finding uncashed CRA cheques in My Account portal on a laptop.

Uncashed Cheques: How to Find Old CRA Payments in Your My Account

Over $1.4 billion in uncashed CRA cheques is sitting in government accounts. Learn how to find your "hidden" money in 2 minutes using the My Account portal, download the required forms, and reclaim lost tax refunds or benefit payments from years ago.
10 min read
07
Jan
Renting in Canada with a work permit keys, document, and newcomer banking guide

Renting with a Work Permit: How to Get Approved with No Canadian Credit History

Renting in Canada on a work permit? Without a credit score, corporate landlords may reject you. This guide reveals the "Work Permit Strategy" to get approved using foreign credit, newcomer banking letters, and finding immigrant-friendly private landlords.
10 min read
06
Jan
Toronto private rental house with For Rent sign in window.

Private Landlords Toronto: How to Rent Without a Credit Check (The No-Credit Strategy)

Private landlords in Toronto may accept tenants with low or no credit. Learn the No-Credit Strategy: target mom-and-pop rentals in key GTA areas, use a financial binder to prove income, and offer prepaid rent to strengthen your application.
6 min read
06
Jan
Missing GST payment troubleshooting guide with bank statement and CRA login.

Why Is My GST/HST Payment Missing or Late? (CRA Troubleshooting Guide)

Did your GST/HST credit fail to arrive on the 5th? Before you call the CRA, check this troubleshooting guide. We explain the "10 Business Day Rule," how government debt set-offs work, and why getting married might have cancelled your cheque.
14 min read
05
Jan
Grocery Rebate 2026 scam text message warning with CRA logo.

Grocery Rebate 2026: Is it Coming Back? (Official CRA Update & Scams)

Excerpt: The official update on the rumored "2026 Grocery Rebate." Find out if the $628 payment is real, why you might be receiving a different deposit on January 5th, and how to spot the dangerous text message scams targeting Canadians this month.
9 min read
05
Jan
Canada Disability Benefit clawback map showing Ontario exempt and Alberta clawback zones.

CDB Clawback List: Will My ODSP/AISH Be Reduced by the Canada Disability Benefit?

The definitive 2026 Clawback List for the Canada Disability Benefit (CDB). See which provinces have promised to treat the $200/month as exempt income and which ones (like Alberta) may deduct it from your social assistance cheque.
9 min read
05
Jan
Alberta Child and Family Benefit (ACFB) 2026 payment notification on smartphone with Alberta ID.

Alberta Child and Family Benefit (ACFB) Payment Dates 2026

The official 2026 Alberta Child and Family Benefit (ACFB) payment schedule. See when your quarterly deposits arrive, how the "Working Component" boosts your cheque, and the maximum amounts for families.
13 min read