Jeff Calixte (MC Yow-Z)

Jeff Calixte (MC Yow-Z)

Canada
Jeff Calixte (MC Yow-Z) is a Canadian labour researcher and founder of BetterPayJobs.ca & CanadaPaymentDates.ca. He simplifies government benefit data and hiring trends for newcomers and workers.
22
Jan
A young couple standing in front of their new home, holding a "Sold" sign, with a digital overlay showing the tax form Line 31270 for the Home Buyers' Amount.

First-Time Home Buyers' Tax Credit (HBTC): $10,000 Claim Explained

Just bought your first home? Don't miss the $10,000 HBTC claim on Line 31270. Learn how to get a $1,500 tax reduction and the rules for splitting the credit with your spouse.
6 min read
22
Jan
A professional contractor installing a silver grab bar in a modern tiled bathroom, with a printed CRA Home Accessibility Tax Credit checklist and a set of tools nearby.

Eligible Educator School Supply Tax Credit 2026: Complete Teacher’s Guide

Don't lose your $250 refund. Learn which 2026 classroom supplies qualify for the educator tax credit, from laptops to art supplies, and how to get your principal's signature.
7 min read
22
Jan
A professional contractor installing a silver grab bar in a modern tiled bathroom, with a printed CRA Home Accessibility Tax Credit checklist and a set of tools nearby.

Home Accessibility Tax Credit (HATC): Get Paid to Renovate

Is your home safe for aging in place? Discover the 2026 Home Accessibility Tax Credit rules, the $20,000 expense limit, and the secret to "Double-Dipping" HATC with medical expenses.
6 min read
22
Jan
A organized stack of pharmacy receipts, a dental invoice, and a doctor's prescription for an air conditioner lying next to a Canadian tax guide and a calculator.

Medical Expense Tax Credit List 2026: What Can You Write Off?

From gluten-free bread to $1,000 air conditioners, discover the "weird" medical expenses you can claim on your 2026 Canadian tax return to maximize your refund.
7 min read
22
Jan
A middle-aged man helping his elderly father into a car for a doctor's appointment, with a digital folder on the dashboard labeled 'Canada Caregiver Credit 2026 Application

Canada Caregiver Credit 2026: Can You Claim Your Parent or Spouse?

Caring for a loved one with an impairment? Discover the 2026 Canada Caregiver Credit rules, learn how to claim over $8,000 for a parent or spouse, and get the exact income thresholds for Line 30450.
7 min read
22
Jan
A clinical psychologist sitting with a patient, reviewing the T2201 Disability Tax Credit Certificate and highlighting the 'Mental Functions' section on a digital tablet.

Disability Tax Credit (DTC) Mental Functions List: Do You Qualify?

Can you get the Disability Tax Credit for depression, anxiety, or ADHD? Yes. Discover the expanded 2026 "Mental Functions" list, the 90% rule, and how to unlock the $20,000 RDSP bond even without physical symptoms.
6 min read
22
Jan
A close-up of a Canadian tax return form (T1) on a desk, with a hand highlighting Line 45355 (Multigenerational Home Renovation Tax Credit)

Hidden Tax Credits Canada 2026: How to Get a Bigger Refund

Don't file your 2026 taxes until you read this. From the $7,500 Multigenerational Home Renovation credit to the hidden "Training" cash, discover the credits that most Canadians miss.
5 min read
22
Jan
An elderly man and woman sitting at a kitchen table, happily reviewing their monthly bank statement on a laptop which shows

Best Bank Accounts for Seniors 2026 (Free Cheques & No Fees)

Tired of paying $15 a month just to access your own money? Discover the best 2026 senior bank accounts in Canada, featuring $0 monthly fees, free personalized cheques, and the "Hidden Rebate" at the Big Five banks.
7 min read
22
Jan
A comparative chart of Ontario and Alberta senior drug plan costs on a pharmacist's counter, next to a prescription bottle and a calculator. for post Senior Drug Plans by Province

Senior Drug Plans by Province: ODB (Ontario) vs. Blue Cross (Alberta) 2026

Moving between Ontario and Alberta? Don't let your medication costs catch you off guard. Compare the 2026 ODB $2 co-pay vs. Alberta's $35 April hike and learn how to qualify for $0 deductibles.
5 min read
22
Jan
A BC senior receiving a direct deposit notification on her phone while walking through a park in Victoria, with the British Columbia provincial logo visible in the background.

BC Seniors Supplement 2026: Payment Dates & Rates

Living in BC on a fixed income? Discover the 2026 BC Seniors Supplement payment dates, the $99 monthly rate, and why this "automatic" top-up is the key to surviving high rent in Vancouver.
10 min read