Latest

23
Jan
A Canadian father wearing a baby carrier and holding a bottle while looking at a laptop, with a Service Canada "Parental Sharing Benefit" infographic open on the screen.

Maternity vs. Parental Leave: Can the Dad Take the Extra Weeks?

New baby in 2026? Don't leave money on the table. Discover the "Use It or Lose It" parental sharing benefit that gives dads 5 to 8 extra weeks of paid leave without cutting into the mother’s time.
6 min read
23
Jan
A medical certificate form resting on a wooden table next to a stethoscope and a smartphone displaying a Service Canada login page, with a calendar in the background.

EI Sickness Benefits 2026: How Long Can You Stay Off?

Facing a serious illness or injury? Discover the 2026 EI Sickness Benefit rules, the permanent 26-week extension, and how to protect your job while you recover.
6 min read
23
Jan
A Canadian worker using a calculator to compare part-time pay stubs with an EI benefit statement, with a notepad showing the 50% deduction calculation.

Working While on EI: The 50 Cents on the Dollar Rule Explained

Can you earn money and keep your EI? Yes. Learn the "50 Cents on the Dollar" math, how to avoid the 90% threshold trap, and why a part-time job might be your best financial move in 2026.
6 min read
23
Jan
A frustrated professional standing at an office window, holding a resignation letter, with a digital calendar and a Service Canada Just Cause guide visible on a desk nearby.

Can I Get EI if I Quit? (The Constructive Dismissal Checklist)

Trapped in a toxic job? You don't always have to be fired to get EI. Discover the 2026 "Just Cause" checklist and how to prove constructive dismissal to secure your benefits.
6 min read
23
Jan
A digital smartphone screen showing 14 missed calls from an unknown number, resting next to a Canadian consumer protection handbook and a Statute Barred stamp

Statute of Limitations on Debt in Canada: When Can They Stop Calling?

Is your old debt past its prime? Discover the 2026 rules on when debt collectors must legally stop calling, how a 2-year clock protects your wages, and the "Cease and Desist" letter that silences the phone for good.
6 min read
23
Jan
A determined Canadian man sitting at a desk with his bankruptcy discharge certificate, holding a new purple Neo Financial secured card, with a laptop showing a rising credit score

How to Rebuild Credit After Bankruptcy 2026: The Secured Card Strategy

Just discharged from bankruptcy? Don't wait 6 years to fix your score. Discover the "Velocity Strategy" using secured credit cards to reach a 700+ score in record time.
7 min read
23
Jan
R7 vs. R9 Credit Rating: What’s the Real Difference for Your Future?

R7 vs. R9 Credit Rating: What’s the Real Difference for Your Future?

Stuck between a consumer proposal and bankruptcy? Learn the real impact of R7 and R9 ratings on your 2026 credit report and which one lets you rebuild faster.
6 min read
23
Jan
A magnifying glass hovering over a glossy Debt Settlement brochure, revealing hidden fees in the fine print, next to a certified Non-Profit Credit Counselling badge

Non-Profit Credit Counselling vs. Debt Settlement 2026: Spot the Scam

Desperate for debt relief? Don't let a "Debt Consultant" steal your remaining cash. Learn how to spot 2026 debt settlement scams and find legitimate non-profit help that won't charge you for a referral.
6 min read
23
Jan
A stressed Canadian worker looking at a pile of payday loan contracts, with a digital checklist showing 'Step 1 Revoke Authorization' and 'Step 2 Consumer Proposal'.

How to Get Out of Payday Loan Debt in Canada (Without New Loans) The "Payday Lo

Trapped in a payday loan cycle? Discover the 2026 interest rate caps, the "Revoke Authorization" bank hack to stop automatic withdrawals, and how to settle for 20 cents on the dollar.
7 min read
23
Jan
Consumer Proposal vs. Bankruptcy: Which One Lets You Keep Your Car?

Consumer Proposal vs. Bankruptcy: Which One Lets You Keep Your Car?

Facing debt but need your wheels? Compare 2026 provincial car exemptions ($7,117 in Ontario vs. $5,000 in BC) and discover why a consumer proposal is the ultimate "Car Protection" move.
6 min read
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